A leaking shower can cause significant damage to your home, leading to costly repairs if not addressed promptly. As a homeowner or renter, you may wonder if your home insurance policy covers the costs of fixing a leaking shower. The answer to this question may depend on several factors, including the type of insurance policy you have and the cause of the leak.
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Our blog will examine the various situations where insurance may or may not cover a leaking shower.

It will depend on your individual policy and circumstances. In our experience, sometimes, if you have plumbing leaks or a burst pipe, insurance may cover this, but it will depend on the policy and individual circumstances.
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Generally, insurance will not cover leaking showers caused by faulty, poor or noncompliant workmanship or where waterproofing has failed.
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Waterproofing will generally only fail if the shower has not been installed to comply with NCC or AS-3740-2010 requirements or if the shower has been poorly maintained.
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Some clients have informed us that their insurer has covered costs associated with replacing or repairing shower bases that have cracked or broken due to accidental damage. However, this would depend on the individual circumstances and your policy.

This highlights the importance of commercial plumbing, ensuring that your shower is installed by a professional installer consisting of professional tilers, waterproofers and plumbers working in conjunction with one another to ensure that the shower complies with regulations every step of the way. You must be able to demonstrate that the shower has been installed to comply with the NCC (National Construction Code 2019 and AS-3740-2010 Waterproofing of Domestic Wet Areas.)
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The importance of the entire team working together to prepare the area for the next trade to allow them to carry out their work to comply is paramount.
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When subcontractors or independent tradespeople work on a single project without responsibility for the overall outcome, you can expect failures as each trade is only responsible for their work; you want the peace of mind of a single shower repair specialist company providing a warranty for the entire project.

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